The comprehensive guide to the top 4 pet insurance policies for 2024

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2024 Top Dog Insurance Policies

• New India Assurance Dog Insurance Policy: Covers accidents and illnesses, including death.
• Oriental Insurance Dog Insurance: Offers coverage for dogs of various origins.
• Bajaj Allianz Pet Dog Insurance Policy: Provides coverage for up to Rs 50,000 annually.
• Premium: 5% of the sum insured.
• Co-payment: 20% of the claim amount.

Oriental Insurance Dog Insurance Overview

• Covers death due to illness or accidents.
• Includes vaccination and tick treatments.
• Entry age: 8 weeks to 8 years.
• Maximum annual coverage: Rs 50,000.
• Exclusions: partial and permanent disability, rabies, canine distemper, leptospirosis.

Bajaj Allianz Pet Dog Insurance Policy

• Comprehensive coverage: hospitalization, mortality benefit, surgery expenses, terminal diseases, Third Party Liability, theft, loss, straying.
• Maximum annual coverage: Rs 50,000.
• Entry age: 3 months to 7 years.
• Premium starts from Rs 315.
• Co-payment: 10% per claim.

Future Generali India Dog Health Insurance

• Coverage based on breed and size.
• Includes terminal illness, surgery, treatment, pre-hospitalization, post-hospitalization, death, funeral.
• Entry age: 6 months to 10 years.
• Optional add-ons: doctor on call, third-party liability, lost/stolen cover.

Choosing Pet Insurance in 2024

• Essential for comprehensive pet healthcare.
• Understanding features and benefits.
• Enables informed decisions for canine companions' well-being.

In Detail

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In 2024, pet owners are prioritizing the well-being of their canine companions through pet insurance policies. The top three dog insurance policies available include New India Assurance, Oriental Insurance, and Bajaj Allianz. The New India Assurance policy offers coverage for accidents and illnesses, including death, for dogs of various origins. It covers dogs of 8 weeks to 8 years, with a maximum annual coverage of Rs 50,000. 

The Oriental Insurance policy provides coverage for death due to illness or accidents, vaccination, and tick treatments. The Bajaj Allianz policy offers comprehensive coverage, including hospitalization, mortality benefit, surgery expenses, terminal diseases, Third Party Liability, theft, loss, and straying. The premium starts from Rs 315 and the co-payment is 10% on each claim. The article concludes by discussing the features, coverage, and benefits of each policy.

Future Generali India Dog Health Insurance offers coverage for terminal illness, surgery, treatment costs, pre-hospitalization and post-hospitalization expenses, death, and funeral expenses. The policy is suitable for dogs aged 6 months to 10 years and includes optional add-ons like doctor on call, third-party liability, and lost and stolen cover. Understanding these policies in 2024 helps pet owners make informed decisions.

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